Financial Analyst

Analyzes complex financial data using an understanding of enterprise data and financial acumen to produce meaningful results with direction from senior staff or management. Evaluates financial performance and provides recommendations to management for achieving FP&A and treasury objectives. Responsible for generating complex reoccurring financial and risk reporting, committee packages, and ad-hoc data modeling. This position will require collaboration with internal business units, external vendors, and presenting to executive-level audiences.

Essential Functions:

• Prepares reoccurring reporting for various committees, teams, and the board of directors
• Analyzes financial data specific to FP&A, Profitability, Accounting, Credit Risk, and Enterprise Risk by generating a complex quantitative studies (statistical modeling)
• Leads the monthly loan loss allowance (CECL) calculation and including periodic assumption validations and back-testing
• Performs ad-hoc reporting and analysis
• Proactively implements automation to streamline processes using SQL, Python, and Excel
• Utilizes and creates Finance and Credit Risk databases leveraging Business Intelligence best practices
• Enhances documentation of department level process and procedures
• Responsible for supplemental economic research to support internal qualitative assumptions

Reports To:

Manager Finance

Manages:

This role generally does not have supervisory responsibility. May train or mentor junior staff as needed.

Required Skills, Education and Experience:

• Two or more years of financial analysis experience, preferably within Financial Services
• Demonstrates working knowledge of Finance, Credit Risk, Accounting, and Business Intelligence
• FP&A, CECL, P&L, Investments, Profitability, Underwriting, Collections, GAAP, GL, and Data Modeling
• Excellent personal computer and Microsoft Office Suite skills
• Understanding of data/statistical languages: Excel, SQL, Python
• Strong written, presentation, and interpersonal skills with a drive for mentorship/ability to cascade knowledge
• Ability to work in high production environment and respond quickly and effectively under pressure, changing priorities and tight timelines/deadlines. Able to have a flexible work schedule
• Ability to work independently and within a team environment to make rational timely decisions
• High degree of accuracy, attention to detail, integrity, work ethic, and willingness to learn
• Internally motivated to seek out answers, generate ideas, and develop new skills
• Ability to learn new software products and think creatively to find new solutions/efficiencies
• Ability to partner with cross-functional teams as a key contributor to their ongoing success
• Adheres to all Federal and State laws and regulations governing applicable to the Credit Union, including the Bank Secrecy Act

Preferred Skills, Education and Experience:

• Bachelor’s degree required with a strong preference in Finance, Economics, or Accounting.

Work Environment:

Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment.

Physical Requirements:

 Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects

Position Type/Expected Hours of Work:

• Full time / 40 hours per week
• Monday through Friday

Classification:

Exempt

Compensation:

The person hired into this position will likely earn between $71,973 & $89,966  annual salary, plus annual bonus.

Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.

Anticipated Application Window:

 This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado’s Front Range. Founded in 1952, we’ve grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we’ve made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.