Financial Analyst II, Credit

About the job

Position Description Are you being referred by a ONE Gas employee? If so, reach out to that connection and ask about the employee referral program. They can send you a link to apply directly so they can receive credit!

Job Posting End Date: This job posting will be removed on April 9, 2026.

Role Summary: As a Credit Financial Analyst II, you’ll play a key role in evaluating financial data, assessing creditworthiness, and analyzing the financial strength of contractors to help ensure we partner with firms that can reliably support our projects. In this role, you’ll dig into complex financial statements, identify early indicators of potential instability, and provide clear, data‑driven insights that strengthen our decision‑making. If you enjoy turning financial details into meaningful guidance and want to make a tangible impact on risk‑focused evaluations, this position offers a great opportunity to grow your expertise.

What You Will Do Perform duties related to the preparation of information and reports which may include:

• Customer credit review and analysis
• Collateral analysis
• Oversee customer credit files
• Assess creditworthiness of potential customers
• Evaluate financial risk, establish credit terms and limits
• Financial and credit score modeling
• Contract reviews

Performs intermediate level of activities related to compiling, analyzing and preparing of credit analysis, complex financial statement reviews, planning models and risk evaluation.

Other Duties As Assigned

Perform intermediate level of compilation and preparation of plan, forecast, and model information for various company departments, business segments and entities.

Analyze and/or prepare various treasury and financing functions such as journal entries, account reconciliations, analysis, forecasts/budgets, credit review and analysis and compliance.

Perform calculations, review, analyze, compile and/or verify financial information including:

• Actual to forecast and historical period variance analysis
• Financial reports
• Financial ratios and metrics
• Bank and trade references
• Credit reports
• Reconciliation reports
• Board of Directors presentations
• Investor presentations
• Rating agency presentations
• Project forecasts
• Depreciation (book/tax)
• Share based calculations
• Financing such as Interest, coverage, and lease calculations
• Cash flows
• Rate/tariff schedules
• Dividends

Prepare and/or analyze financial models that simulate activities for the purpose of forecasting (as specified by position).

Perform calculations, review, analyze, interpret and/or monitor information and reports including:

• Utility tariffs
• Government reports
• SEC/IRS/FASB guideance
• Training analysis
• Credit analysis of third party financials

Provide information and assistance to employees from auditing firms, management, and others concerning planning, accounting processes, various financial reports and forecasts.

Make recommendations to improve departmental job, processes and procedures.

Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.

Regular and reliable attendance is required in performance of job.

Employee may be required to perform additional duties as assigned.

What You Will Need

Preferred Bachelor's Degree finance, accounting or other related field

Knowledge of areas related to finance and treasury.

Experience interpreting and applying generally accepted accounting methods and procedures.

Experience developing and maintaining data related to financial forecasts, models, and statistics.

Experience with application of math algebra, and statistical methods.

Experience in use and function of office equipment including computers and applicable software.

Working Knowledge And Training Related To

• Spreadsheet and word processing software applications
• Energy industry economics
• Financial risk management
• Commodity marketing
• Treasury management
• Communication/interpersonal skills
• Economic forecasting/modeling and planning and forecasting functions
• Credit reports, bank and trade references

Experience researching, compiling, and preparing reports, studies, forecasts, financial models, and correspondence applicable to position.

Experience reading and analyzing financial data, accounting and tax-related publications, company and investor correspondence.

Experience interacting, advising, and communicating effectively with internal and external customers.

Experience developing and presenting information to individuals and groups.

Read and write fluently in English.

Interpret and apply financial planning and analysis methods and procedures.

Preferred CPA< CBA, CBF< CCE or other relevant certifications

Mobility to travel in and around office facilities system wide.

Communicate and exchange information or verbal instructions and conduct oral presentations.

Visual Abilities To Perform Job Responsibilities.

Diversity at ONE Gas

Inclusion & Diversity is so important to us that we made it one of our core values, values that guide and direct our actions as we go about our daily business. We know that every employee makes a difference and contributes to our success through their unique talents and abilities. We also acknowledge that we can accomplish great things by listening and learning from each other.

ONE Gas has great benefits! Here are just a few:

• Medical/Dental/Vision packages that fit your family's needs.
• Paid Time Off
• 401K that is 100% matched up to 6%.
• Profit Sharing Plan
• Paid Parental Leave
• Basic and Optional Employee Term Life Insurance
• Education Assistance and Tuition Reimbursement

Position Requirements

The job description is not intended to be a complete list of all responsibilities, duties, or skills required for the job and is subject to review and change at any time, with or without notice, in accordance with the needs of One Gas. Where positions are covered by a collective bargaining unit agreement, the terms and conditions of the agreement will apply.

ONE Gas, Inc., and its divisions will provide equal employment opportunity for qualified persons without regard to sex, race, religion, color, national origin, ethnicity, age, sexual orientation, gender identity or expression, disability, military status or genetic information.