Risk Analyst II

Job Description

As Symmetry’s Risk Analyst II, you will play a pivotal role in advancing the company’s enterprise risk management (ERM) and compliance programs for both mortgage and indirect auto finance divisions. This role is highly analytical and cross-functional, with a strong emphasis on building risk dashboards, managing risk assessments, and supporting audits and strategic risk initiatives. This position is ideal for someone who thrives in a risk management role, enjoys data-driven environment, is independent and oriented towards solving problems, and can communicate risk effectively to both technical and non-technical audiences.

Responsibilities

• Serve as the risk representative on cross-functional initiatives and ad hoc projects.
• Translate and interpret complex datasets into clear, executive-level visuals, highlighting key risk indicators (KRIs), and trends.
• Develop and maintain executive risk dashboards and board-level reporting, consolidating data across multiple sources and business units.
• Oversee the Company’s risk assessments across multiple risk & compliance categories and topics. Collaborate with key stakeholders to ensure controls are effectively measured and operating effectively.
• Own coordination of audit and diligence deliverables, ensuring accuracy, timeliness, and a strong external-facing risk narrative.
• Produce concise, decision-oriented analytical summaries and memos for executive leadership and external stakeholders.
• Perform ongoing due diligence and monitoring of subservicers, brokers, and dealer relationships.
• Support annual insurance renewals by gathering and organizing required risk and operational information.
• Drive new initiatives and expand risk frameworks and controls within the Company’s HELOC and indirect auto lending units.
• Ensure policies and procedures remain current, effective, and aligned with regulatory expectations through ongoing review and testing.
• Deliver ad hoc analysis on credit risk performance and market trends, using peer comparisons to inform risk insights and business decisions.
• Partner with Compliance, Quality Control, and business teams to implement and enhance risk reviews, driving timely resolution of identified issues.
• Strengthen vendor agreements by identifying risk gaps, recommending enhancements, and supporting contract negotiations.
• Maintain working knowledge of lending products, operations, systems, and applicable regulatory requirements.
• Perform other duties within the risk and compliance areas, as assigned

Qualifications / Requirements

• Bachelor’s degree or equivalent job experience.
• 5+ years of experience in risk analysis or a relevant role.
• Knowledge of the loan fulfillment process and loan lifecycle from application to funding, and servicing preferred.
• Strong data analytics and reporting aptitude with emphasis on excel, pivot tables, dashboard, and visual presentations. Experience with data/BI tools (SQL, Tableau, Power BI or similar data visualization platforms) is a plus.
• Communicates to influence with strong ability to present findings with confidence.
• Ability to work independently, execute initiatives and tasks with little oversight.
• Mortgage or lending industry, reporting, and risk management/compliance experience preferred.
• Detail-orientation with strong organizational and multi-tasking skills.
• Knowledge of federal, state and local regulations and guidance that relates to mortgage and indirect auto lending and includes: Reg B ECOA, Reg Z TILA, GLBA Privacy, UDAAP, Fair Lending, CFPB/OCC guidance, BSA/AML/OFAC, and risk assessments preferred.

ANTICIPATED APPLICATION DEADLINE: 4/30/26

About Symmetry

Symmetry Lending specializes in providing mortgage fulfillment services to include origination, servicing, and capital markets needs to various Lenders across the country with whom we partner. We have offices in Atlanta, GA, Denver, CO, and Eden Prairie, MN, and we do business from coast to coast. We take great pride in building a diverse team of motivated professionals that contribute to an exciting work atmosphere. We provide a competitive benefits package including medical, dental, and vision plan options, paid time off, and more.

Notice of Use of Automated Decision Systems (ADS)

Please note: Symmetry Lending utilizes Automated Decision Systems (ADS) to assist in certain employment-related decisions, which include hiring decisions. However, final hiring decisions are not determined by ADS.

California Disclosure – Applicant/Employee Notice at Collection

Last Updated: 06/05/2025

This disclosure is for California Residents only. The California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA), gives California residents who are applicants, employees, or contractors of Symmetry Lending (“Symmetry”) the right to know what categories of personal information Symmetry collects about them and the purposes for which Symmetry uses that information. As used in this Privacy Notice, “Personal Information” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual or household. Personal Information includes, but is not limited to, the categories of personal information identified below if such information identifies, relates to, describes, is reasonably capable of being associated with, or could be reasonably linked, directly or indirectly, with a particular individual or household.

Contact Information

If you have any questions regarding our privacy policies or our California Privacy Disclosure, please do not hesitate to contact us at:

• Email: consumerprivacy@symmetrylending.com
• Phone: 800-992-0426